I Tested 5 European Banking Apps — The Winner Pays 47X More Than Chase
Phone on the table, coffee getting cold, calculator open. As of September 2025, a standard U.S. Chase savings account pays about 0.01% APY. Several European app-based accounts now pay between 2% and 4.5% AER on everyday cash. In plain English, the best of the bunch pays at least 47 times more interest than Chase’s widely …











